Terms of Use

1. Acceptance of Terms

By accessing and using Calculi.net ("the Site"), you accept and agree to be bound by these Terms of Use. If you do not agree, please do not use the Site.

2. Use of Calculators

All calculators on Calculi.net are provided free of charge for personal, educational, and informational purposes only. You may use the calculators as many times as you wish without registration.

3. Disclaimer — Not Professional Advice

The results produced by calculators on Calculi.net are for informational and educational purposes only. They do not constitute financial, legal, tax, medical, or any other professional advice. Calculator results are estimates based on the inputs you provide and standard formulas.

You should always consult a licensed financial advisor, attorney, tax professional, or other qualified professional before making any significant financial, legal, or health decision. Calculi.net is not responsible for decisions made based on calculator outputs.

4. Accuracy

We make every effort to ensure our calculators use accurate, up-to-date formulas. However, Calculi.net makes no warranty, express or implied, about the accuracy, completeness, or suitability of any calculator for any particular purpose. Calculator results may vary from actual lender quotes, government figures, or professional estimates.

5. No Data Collection

We do not collect, store, or transmit any values you enter into our calculators. All calculations are performed locally in your browser. See our Privacy Policy for full details on what data we do and do not collect.

6. Advertising

Calculi.net displays advertisements served by Google AdSense to support the free operation of this site. By using the Site, you acknowledge that advertisements may appear. We do not endorse any advertiser or their products.

7. Intellectual Property

All content on Calculi.net, including text, design, code, and calculator logic, is the property of Calculi.net and protected by copyright law. You may not copy, reproduce, distribute, or create derivative works without written permission, except for personal, non-commercial use.

8. Third-Party Links

The Site may contain links to third-party websites for informational purposes. We have no control over those sites and are not responsible for their content, privacy practices, or accuracy.

9. Limitation of Liability

To the fullest extent permitted by law, Calculi.net shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or reliance on any calculator result.

10. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised terms.

11. Contact

Questions about these Terms? Contact us at hello@calculi.net